Credit Counselling Services of Newfoundland and Labrador  is located at the end of Queens Road just below Military Road, at Rawlins Cross and Prescott street. Contact us and schedule a credit counselling session with one of our professional credit counselors today!

Location

Our doors and ears are open Monday-Friday, from 8:30AM-4:30PM.

22 Queens Road
St. John's, NL A1C 1A5

(709) 753-5812
(709) 753-3390
info@ccsnl.ca
Call toll free 1-888-738-3328 info@ccsnl.ca

What will your first session be like?

At Credit Counselling Services of Newfoundland and Labrador it’s all about you, our client and making sure you feel respected, regarded, and the center of everything we do.

We prefer to meet with you in person; however we’ll also talk with you by telephone if this is what works best for your unique situation. For example, you may live a great distance from our office, or unable to travel.

Our first commitment is guarding your privacy. Your counsellor will discuss this with you in great detail during your initial appointment.

Next it’s about your overall financial position. This includes assessing all your income, your total expenses, as well as a complete listing of your assets and liabilities. Your counsellor will also discuss your debt, including monthly payments and interest rates and timeframes.

Counsellors help discover budgeting difficulties and debt issues. If you’re having challenges, we’ll offer practical advice on making things better. A reasonable standard of living for your family is our priority. Counsellors work very hard to ensure you can also pay your debts over a reasonable period of time.

Depending upon your situation, we may discuss:

  • Mortgage options
  • Pros and cons of consolidation loans
  • Voluntary Debt Repayment Programs
    • Reduced interest rates
    • Impact on credit ratings
  • Discussion of Bankruptcy and Consumer Proposals

If you’ve booked an appointment with one of our counsellors, or if you are considering making one, visit our Preparation for Your Initial Appointment Guide to find out the information you will need for your first appointment.

BOOK FREE APPOINTMENT

Our first commitment is guarding your privacy. Your counsellor will discuss this with you in great detail during your initial appointment.