Credit Counselling Services of Newfoundland and Labrador is a charity founded in 1982 (incorporated in 1983) overseen by a Volunteer Board of Directors. We are a Family Service Agency providing confidential credit and budget counselling to individuals and families through face-to-face interaction, by telephone, or online requests. When appropriate, we provide additional support through a Debt Repayment Program (DRP), which is an effective alternative to Consumer Proposals and/or Bankruptcy.
For 35 years we have provided financial counselling and other supportive and practical services to over 26,000 families. Every year we help almost 1,000 families repay their debt, maintain their dignity, privacy and self-respect.
- Professionally educated and trained counsellors
- Affordable repayment programs
- Personal finance tools which will help you become debt free and financially independent
Our Credit Counselling Services Include:
- Individual and household budgeting
- Debt repayment programs
- Alternatives to Bankruptcy/ Consumer Proposals
- Communicating with creditors
- Community education
Our primary role is to provide confidential and unbiased counselling services that help individuals and families regain financial independence through ongoing support.
Contact us today by phone or our website to arrange a FREE initial consultation. Remember… you have options; we’ll help you discover them.
Board of Directors
William Brown, Chair
Shirley Cook, Past Chair
Freedom 55 Financial
Jean Babstock, Vice Chair
Robert Young, Treasurer
Thomas Fraize, Director
Lawyer, Private Practice
Karen Randell, Director
Government of NFLD
Daniel Reid, Director
St. John’s & District Labour Council
Cathey Williams, Director
Christine Clouston, Director
Cyril Bonia, Director
Al Antle, Secretary
BOOK FREE APPOINTMENT
Our first commitment is guarding your privacy. Your counsellor will discuss this with you in great detail during your initial appointment.